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Do Previous Bankruptcy Filings effect my Eligibility to File?

The short answer is, you are not eligible to file if within the last 180 days you have had a prior case dismissed for “cause” or you obtained a voluntary dismissal after a creditor’s filing of a relief...

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Robo-Signing Foreclosure Servicer Agrees to Settlement

Lender Processing Services Inc. has reached a $120 million settlement with Ohio and 45 other states.  Complaints filed in the case have been resolved due to the company’s rush to submit falsified...

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Wesner wins Appeal, Client released from Prison

IN THE COURT OF APPEALS FOR MONTGOMERY COUNTY, OHIO STATE OF OHIO         : Plaintiff-Appellee        :  C.A. CASE NO.   23219 v.          :  T.C. NO.   2008 CR 3301 RASHONN L. ROBERTS         :...

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I can’t attend my 341 hearing, what should I do?

You should contact your attorney quickly so that he or she can get in contact with the trustee in your case. You may also be permitted to have a person with intimate knowledge of your situation appear...

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Tipp City and Troy, Ohio Teens charged with Felonies for writing notes

Two Tipp City teens were charged with writing threatening letters at the Tipp City Middle School and the Tipp City High School.  On February 21, 2013 Both a fourteen year old and fifteen year old were...

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How Long Does A Chapter 7 Stay on My Credit Report

Short Answer: 10 years Longer Answer: While it is true that individuals that have filed a bankruptcy petition confront a difficult time for obtaining credit, at least in the first few months after...

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Deed in Lieu of Foreclosure or Bankruptcy

So, the question is "My home is in foreclosure and the bank has offered to do a deed in lieu," but would a bankruptcy be better? The short answer is:  Well, it depends.  (as usual) The longer answer...

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Student Loans in Bankruptcy

Here is a brief outline of a recent presentation that I gave to the American Bankruptcy Law Forum: When Can Student Loans Be Discharged in Bankruptcy   The Special Restriction on Dischargeability...

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Bankruptcy Basics – Part 1: Introduction

  If you are considering bankruptcy this video will give you basic information about the bankruptcy process, the relief that it offers, and how to find the legal help you need. Thank you for watching...

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What to Expect at the First Meeting of Creditors (341 Hearing)

For most people who file for bankruptcy, whether it be a Chapter 7 bankruptcy case or a Chapter 13 bankruptcy case, the only time you will be required to attend a legal proceeding will be at the...

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Ohio Bankrutpcy Attorney Protects Your Rights

Your bankruptcy attorney protects your rights during the bankruptcy process. It is important to remember that while a few bankruptcy filings are simple affairs there are times when particularly...

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When to Consider an Ohio Foreclosure Defense Attorney

Realty Trac reported that during February of 2013, one Ohio household in every 485 received a foreclosure notification.   If you are one of those households there is little doubt that you are...

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Ohio Foreclosure Defense Attorney Answers: “What is a Deficiency Judgment?”

The foreclosure process is often an emotional and confusing time for families. Unfortunately, for many homeowners the hardships do not end when the foreclosure is over. In the economic recession our...

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Increase of Foreclosure Filings in March 2013

If you currently live in Ohio you understand the current foreclosure situation. Because of a lackluster economy, rising prices, and poor job market, it has been difficult for homeowners to meet their...

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I just lost my job, the bills are still coming in. Should I file for bankruptcy?

Bankruptcy will get rid of medical debt, credit card debt, and debt on repossessed vehicles Bankruptcy is a POWERFUL tool that gives people in financial trouble breathing room so that they may get...

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An Ohio Bankrutpcy Attorney could help you keep your Military Security Clearance

Dayton is home to Wright-Patterson Air Force Base, a sprawling installation that has more than 27,000 military and civilian workers. Many of these workers are required to maintain a security clearance...

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Home Repossessions Still Abundant and Could Require an Ohio Foreclosure...

According to data that was recently released by the Ohio Supreme Court, foreclosures in the Buckeye State continue to be a problem. Last year, 70,469 homes were foreclosed on, and this number is about...

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Payments for Wrongful Foreclosures Are Making Their Way Across Ohio

Back in 2009 and 2010, a lot of people were facing the prospect of losing their homes - many of them wrongly. Some were military members who were evicted without the court order that's required by law....

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Should You Empty Your Retirement Account to Avoid Bankruptcy?

Suddenly becoming unemployed and finding yourself deep in debt can be overwhelming. Many people go to whatever means possible to avoid filing for bankruptcy, even emptying their 401k or retirement...

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13 Advantages of a Chapter 13 bankruptcy

Known as the 'debt adjuster's plan' or 'wage earners plan.' chapter 13 bankruptcy is a popular bankruptcy choice for individuals.  Chapter 13 Bankruptcy has two sets of benefits.  One is the advantages...

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